Safe travel: how to choose insurance for trips to Turkey

Turkey, a country with a rich cultural history and an actively developing modern culture, attracts travelers from all over the world. There are many interesting places here: from sandy beaches to magnificent cities, from ancient ports to modern shopping centers. Traveling to the country is not only an opportunity to immerse yourself in the wonderful world of eastern exoticism, but also the need for careful preparation, especially in matters of health and safety. And before booking a flight to Turkey, make sure you have reliable travel insurance.

Turkey's visa requirements stipulate that travel insurance is mandatory for those applying for a visa. This condition ensures that travelers are protected against unforeseen medical expenses during their stay in the country. The policy covers emergency medical expenses and reimbursement of expenses paid. However, if you do not require a visa, the insurance becomes optional, but its presence is highly recommended. Purchasing travel insurance is a precautionary measure that can prove invaluable in case of any emergencies that arise while away from home.

When organizing a trip to Turkey, one of the important steps is to purchase reliable travel insurance. This will help you feel calm and confident during your trip. Let's take a look at the key points you should pay attention to when choosing insurance for Turkey:

• Medical coverage

Make sure the insurance provides full medical coverage, including inpatient and dental treatment, emergency care, transportation and repatriation if necessary. Check the coverage limits for medical expenses carefully - they should be quite high, especially for Turkey.

• Accident coverage

Insurance should provide coverage for injuries or accidents while traveling.

• Baggage and personal effects insurance

Make sure your insurance covers loss, theft or damage to your personal belongings and luggage. Check coverage limits for individual items such as electronics, jewelry, etc.

• Cancellation or interruption of travel

Check whether the insurance covers unexpected expenses related to the cancellation or early termination of a trip for valid reasons. Check the list of covered reasons for cancellation such as illness, accident, natural disasters, etc.

• Legal assistance and liability

Make sure that the insurance provides legal aid in case of litigation. Check if there is third party liability coverage in case of injury to third parties.

• Specialized coverage

If you plan to participate in active or extreme sports, make sure your policy includes appropriate coverage.

• Duration of insurance

Check that the period of cover matches the dates of your trip.

• Support and service

Choose an insurance company with a good reputation and 24-hour support.

Health care in Turkey is a system that combines public and private health care facilities, offering different levels of service and accessibility. While public hospitals provide basic health care, private clinics offer a wider range of services.

For citizens of the European Union, including Germany, it is important to realize that European Health Cards, such as the EHIC or GHIC, do not entitle you to free medical treatment in Turkey. This means that without adequate insurance, medical costs can be significant, especially if treatment is required in private clinics where professional fees and costs are usually higher.

There are also plenty of pharmacies in the country, many of which are open 24 hours a day. Pharmacists can make recommendations and prescribe medications, but do not diagnose illnesses.

Tourists, before traveling to Turkey, should study key points that will help prepare for the trip and avoid common health and safety issues in Turkey.

• Before traveling to the country, it is recommended to consult with a medical professional about the need for vaccinations. A visit to the doctor should be scheduled 6-8 weeks prior to departure to give the body time to develop an immune response after vaccination.
• On excursions in Turkey, you may encounter poisonous snakes and other reptiles. If you encounter such an animal, it is best to stay away and not try to photograph it.
• When you arrive in the country, you should avoid buffet restaurants and drink only purified or bottled water. Don't forget to wash your hands before eating. These simple measures can help keep you healthy and prevent stomach upsets.
• Turkey is often very hot and dry during the summer. Remember to drink water regularly and limit your time in the sun, especially during the hottest hours.

When comparing offers from insurance companies, pay attention to the ratio of price and quality of coverage. Remember that reliable insurance is an important investment in the peace of mind and safety of your trip to Turkey.