Health insurance in Japan

Japan is known for its advanced medicine and excellent healthcare system.
Regular check-ups are carried out here to detect diseases at an early stage. Japanese doctors use the latest diagnostic technologies and follow international treatment standards.
The level of healthcare in Japan is very high and life expectancy is one of the highest in the world.

There are two major health insurance systems in Japan: state health insurance and social health insurance. They differ in terms of target group, administration and contribution rates.

National health insurance is aimed at the self-employed, freelancers and part-time employees. It is administered by the municipalities. Contributions are based on income and family composition. Direct payments for medical care amount to 3%.

Social health insurance is for company employees and their family members. Registration takes place at the workplace. The amount of contributions is calculated on the basis of salary according to a uniform national tariff. Direct payments range from 1 % to 3 %.

This two-tier system makes it possible to provide all sections of the Japanese population with health insurance. Citizens have the opportunity to choose the most suitable program for them.

• To avoid fines, you should contact the relevant authorities and take out insurance as soon as you arrive. Do not delay!
• Pay your premiums regularly and on time. Mark the payment dates in your calendar and set up automatic payments so that you never miss a payment.
• If your address, workplace or other circumstances change, inform your insurance company immediately and provide updated documentation.
• If you have language problems, use the services of translators. Many insurance companies offer advice in foreign languages.
• The amount of premiums depends on your income and marital status. Keep an eye on changes and update your details regularly so that your premiums are calculated correctly.
• Keep all documents, receipts and health insurance cards. This will make it easier for you to claim medical care from your health insurance in Japan.
• Read the policy terms and conditions of your medical program carefully. This will help you avoid misunderstandings.

The Japanese healthcare system is characterized by the high quality and accessibility of medical services for the population.
Health insurance is compulsory in the country.
The procedure for obtaining insurance is simple and unproblematic. The most important thing is to submit an application to the relevant authorities in good time, submit the necessary documents and observe the payment deadlines.

If you are going on a trip, we strongly recommend that you take out travel insurance. This protects you against unexpected situations that may arise during your trip.