Health insurance in the UAE

The United Arab Emirates has a well-developed healthcare system that attracts expatriates and medical tourists from all over the world. The country's state-of-the-art medical infrastructure and facilities are constantly evolving thanks to continuous investment. The UAE has significantly improved its healthcare system in recent years and offers high-quality medical care to its citizens, expatriates and visitors alike. The healthcare sector is made up of public and private service providers who work closely together to improve standards of medical care.

There are various basic types of health insurance in the United Arab Emirates:
Basic health insurance
This is the most common type of health insurance in the country. Basic insurance covers treatment costs in the event of injury or illness of the insured person and their family members. Such policies pay for hospitalization and basic medical services.
Comprehensive health insurance
This type of insurance offers the most comprehensive coverage of medical costs. It pays for outpatient and inpatient treatment, diagnostics, tests, medication, medical consultations and more. Comprehensive health insurance is considered one of the best types of health insurance in Dubai.
Sharia health insurance
This type of insurance, also called Takaful, is based on the principles of mutual aid for medical expenses. Contributions are paid into a common fund instead of making regular payments to the insurance company.
Health insurance with direct access to health centers
This insurance is directly linked to a network of clinics and hospitals. With such a policy, the patient receives treatment without paying in advance - the insurance company picks up the bill.

Health insurance in the UAE offers a wide range of benefits for medical needs.
Standard policies include coverage for the cost of emergency medical care in urgent situations where immediate intervention is required to save the patient's life and health.
The insurance also covers various diagnostic examinations necessary for the detection and monitoring of illnesses - laboratory and instrumental tests, imaging, endoscopy and other procedures.
Depending on the policy conditions, the insurance covers the costs of outpatient treatment by specialists, preventive medical check-ups, physiotherapy treatments and prescription medication.
If inpatient treatment is required, the insurance covers the costs of hospitalization, surgical procedures and aftercare by medical staff.
The policy can also be extended with additional options - dentistry, ophthalmology, maternity care and other benefits.
The most important thing when choosing an insurance policy is to study all the details of the program carefully to understand what is covered and what is not.

The main advantages of health insurance in Dubai are:

• High quality of medical care and its accessibility
• Use of modern equipment and innovative technologies
• Possibility of treatment in both private and public clinics
• Possibility to extend the insurance coverage with additional options
• Absence of queues in private clinics

The disadvantages include

• Lack of dental benefits in the basic package
• Penalties for not taking out health insurance
• Psychological care is rarely included in the insurance plans

If you are planning a trip, we recommend that you take out health insurance from our company. It provides you with reliable protection in the event of sudden health problems when traveling at home or abroad. Travel with peace of mind with reliable health insurance from experts.