Krankenversicherung in Usbekistan
30.01.2024

Health insurance in Uzbekistan

In Uzbekistan, there are both state and private health insurance schemes that provide citizens with diverse access to quality medical services. The state health insurance system guarantees a certain level of medical support and allows patients to visit medical centers and receive the necessary services by presenting their insurance. Private insurance companies offer additional options that provide citizens with choices and added convenience when seeking medical services.

There are different types of health insurance in Uzbekistan:

  • National health insurance. This insurance is compulsory for all citizens and residents and is financed from the state budget. It covers outpatient treatment by doctors in polyclinics, diagnostics in state laboratories, inpatient treatment in hospitals in wards for 2 to 4 people, emergency care by ambulance and basic medicines from the list of essential medicines. Insurance premiums are calculated as a percentage of salary.
  • Private health insurance is offered by commercial insurance companies. It includes an extended range of medical services - consultation with narrow specialists, diagnostics with modern equipment, inpatient treatment in comfortable rooms, dentistry, rehabilitation. Insurance premiums depend on the chosen program.
  • Company health insurance is offered to employees of large companies and state-owned enterprises. The programs can include both basic state insurance and additional options - dental, routine examinations, medical evacuation.
  • Social security health insurance applies to civil servants, full-time students, pensioners and the disabled. It is based on state insurance but may include some additional options.
  • International health insurance is aimed at foreigners. It covers treatment both in Uzbekistan and abroad. If necessary, the transfer of the patient to another country is also covered.

What services are covered by the healthcare system in Uzbekistan?

The healthcare system in Uzbekistan offers citizens a wide range of basic medical services.
Firstly, these are preventive measures - regular medical examinations, check-ups and vaccinations. Screening examinations and check-ups make it possible to detect diseases at an early stage. Vaccinating children against common infections (measles, rubella, diphtheria, etc.) is completely free of charge.
Secondly, diagnostics - medical consultations, laboratory and instrumental examinations (analyses, ultrasound, X-rays, etc.) to establish a diagnosis.
Thirdly, outpatient treatment in the polyclinic - prescription of medication, medical interventions, physiotherapy. Patients receive free or discounted medicines.
Fourth, inpatient treatment - hospitalization and surgical interventions for acute diseases (injuries, heart attacks, strokes, etc.) and exacerbations of chronic diseases.
Thus, the public healthcare system of Uzbekistan provides citizens with comprehensive medical care that is practically free of charge or with large discounts.

If you are planning a trip, we strongly recommend that you take out travel insurance with our company. This protects you against unforeseen situations that may arise during your trip.

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